1. General Disclaimer
The information provided on this website (ballaconsulting.com) and through the services of Balla Consulting is intended for general informational and educational purposes only. Nothing on this website or in any communication from Balla Consulting constitutes financial advice, investment advice, legal advice, tax advice, or any other form of regulated professional advice.
Balla Consulting provides consulting and advisory services related to real estate investment opportunities in Hungary. Our services are limited to sharing market information, coordinating with local professionals, and guiding clients through the process of acquiring property in Hungary. You should not act or refrain from acting on the basis of any content on this website without first seeking appropriate independent professional advice.
2. Investment Risk Warning
Real estate investment carries inherent risks. The value of property can go down as well as up, and you may not recover the full amount of your original investment. Past property price increases in Hungary or any other market are not indicative of future price movements.
Before making any investment decision, you should carefully consider your financial situation, investment objectives, and risk tolerance. You should be prepared to sustain a total loss of the money you invest. Real estate investments are typically illiquid, meaning they cannot be easily or quickly converted to cash without a potential loss in value.
3. Past Performance
This website contains references to specific figures, including but not limited to rental yields of approximately 6%, property value increases of approximately 12%, and specific case study results. These figures are based on historical data and specific circumstances that may not be replicated.
Past performance is not a reliable indicator of future results. The returns referenced on this website were achieved under particular market conditions and individual circumstances. There is no guarantee that similar results will be achieved in the future. Each investment carries its own risk profile, and actual results may differ materially from those presented.
Case studies and examples shown on this website represent individual outcomes and are presented for illustrative purposes only. They should not be interpreted as typical results or as a promise of future performance.
4. Tax Information
References to Hungary's 9% corporate tax rate and other tax-related information on this website are accurate as of the date of publication but are subject to change at any time without notice. Tax laws and regulations in both Hungary and the Netherlands are complex and subject to frequent amendment.
The tax implications of any real estate investment depend on your individual circumstances, including your residency status, personal financial situation, and the specific structure of your investment. The information provided on this website does not account for your personal circumstances and should not be relied upon as tax advice.
You are strongly advised to consult a qualified tax professional in both the Netherlands and Hungary before making any investment decision. Balla Consulting does not provide tax advice and accepts no liability for any tax consequences arising from decisions made on the basis of information provided on this website.
5. Data Accuracy
While Balla Consulting makes reasonable efforts to ensure that the information on this website is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.
Property prices, rental yields, market statistics, and other data referenced on this website are believed to be accurate at the time of publication but may have changed since that time. Balla Consulting is under no obligation to update or correct any information on this website and accepts no liability for any reliance placed on such information.
6. Third-Party Services
In the course of providing its services, Balla Consulting may coordinate with or refer clients to third-party service providers, including but not limited to lawyers, notaries, tax advisors, accountants, property managers, mortgage brokers, and renovation contractors in Hungary and the Netherlands.
Balla Consulting is not responsible for the quality, accuracy, timeliness, or completeness of services provided by any third party. Any engagement with a third-party service provider is a separate contractual relationship between you and that provider. Balla Consulting accepts no liability for any loss, damage, or inconvenience arising from the services of third-party providers, regardless of whether they were introduced or recommended by Balla Consulting.
7. No Guarantee of Results
Balla Consulting does not guarantee any specific outcome or result from the use of its services. No representation is made that any investment will or is likely to achieve profits or losses similar to those discussed on this website or in any communication from Balla Consulting.
Projected returns, estimated costs, and anticipated timelines are provided in good faith based on available information and professional experience, but they remain estimates and should be treated as such. Actual results may vary significantly due to market conditions, regulatory changes, currency fluctuations, unforeseen costs, and other factors beyond the control of Balla Consulting.
8. Regulatory Status
Balla Consulting is not a licensed financial advisor, investment firm, or credit institution. Balla Consulting is not regulated by the Autoriteit Financiële Markten (AFM — Netherlands Authority for the Financial Markets), De Nederlandsche Bank (DNB), the Magyar Nemzeti Bank (MNB — Central Bank of Hungary), or any other financial regulatory authority.
The services provided by Balla Consulting do not constitute regulated financial services within the meaning of the Dutch Financial Supervision Act (Wet op het financieel toezicht) or any equivalent Hungarian legislation. Clients do not benefit from the protections afforded to clients of regulated financial service providers, including but not limited to investor compensation schemes.
9. Currency Risk
Investments in Hungarian real estate may involve transactions in Hungarian Forint (HUF). If your base currency is the Euro (EUR) or any other currency, fluctuations in the EUR/HUF exchange rate may affect the value of your investment, the rental income received, and the proceeds upon sale.
Currency exchange rates can be volatile and are influenced by a wide range of economic and political factors. Balla Consulting does not provide currency hedging services and accepts no responsibility for any losses arising from exchange rate movements.
10. Governing Law and Jurisdiction
This disclaimer and any disputes arising out of or in connection with it, as well as the use of this website, shall be governed by and construed in accordance with the laws of the Netherlands. Any disputes shall be submitted to the exclusive jurisdiction of the competent courts in the Netherlands.
If you have any questions about this disclaimer, please contact us at maria.balla@ballaconsulting.com.
By using this website and the services of Balla Consulting, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
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